Affordability calculator
Test the monthly financing shape.
Use your own interest rate. The calculator applies Sweden's statutory loan-to-value ceiling and minimum amortisation bands effective from 1 April 2026.
Enter a price, deposit, and interest rate to calculate the scenario.
Minimum annual amortisation is 2% above 70% loan-to-value, 1% above 50%, and 0% at or below 50% under the statutory rule.
Illustrative calculation, not a credit offer. It excludes fees, tax effects, operating costs, lender affordability tests, and individual loan terms.